Loan Level Data
Do you really know your loans? Many institutions struggle to understand relationship lending at scale, are unsure which elements of their loan data they can trust, and are unable to make use of the many powerful analytical elements of the Capital Stack due to a fundamental mistrust of their loan-level detail. Invictus can help with this as well.
Loan & Collateral Data Validation
Invictus has created a robust loan and collateral evaluation system designed to test your data for reasonableness. If your data is riddled with unbelievable Loan-To-Value ratios, unexplainable interest rates, or incomprehensible amortization schedules our loan and collateral data validation products can help. We’ll show you where your data doesn’t quite add up, and even suggest ways to fix the information in your core systems.
Relationship Viewer
Your borrowers have complex requests and you work to meet them – it’s good business. However, complex relationships can often be a nightmare for community banks trying to understand their portfolio in detail. The Relationship Viewer from Invictus provides a snapshot of your bank’s most complicated relationships in a simple dashboard. See how the collateral pertains to the loans, how guarantees offset loss potential, and how external liens may be placing the bank at risk.