Bank Insights  June/July 2018

  • Concentration Risk Management an Exam Focus                                                 
  • Unpacking the CECL Data Challenge
  • Newly Concentrated Banks Across the U.S.
  • Read Between the Lines

Bank Insights April/May 2018

  • How to Avoid CECL Mistakes
  • Why the Leverage Ratio is Fool's Gold
  • Update on Regulatory Thinking

Bank Insights February/March 2018

  • The Strategic Case for M&A
  • What's New — and Who's Leading — the Regulatory Agencies Under Trump

Bank Insights January/February 2017

  • CECL Myths and Realities: Why Small Banks May Benefit from the New Accounting Standard
  • What Community Banks Need to do to Prepare for CECL
  • The Latest Regulatory Guidance on CECL

Bank Insights October/November 2016

  • Special Report: An M&A Analytical Primer: Notes for the Intelligent Acquirer
  • How to Solve Community Bank Problems When Organic Growth is Not the Answer. Part Two: The Loan Portfolio
  • What Investment Banks Get Wrong
  • Why a Compliance Mindset is Hurting Community Banks

Bank Insights September 2016

  • Special Report: An M&A Analytical Primer:
  • How to Solve Community Bank Problems When Organic Growth is Not the Answer. Part One: Picking the Right Target

Bank Insights August 2016

  • Looming Problems Portend Hard Times Ahead for Community Banks
  • Regulatory Write-ups Point to Emerging Risks in Community Banking

Bank Insights July 2016

  • Insufficient Stress Testing Leads to Increased CRE Concentration Risk Management Warnings
  • How Technology is Changing Bank Analytics
  • How CRE Concentrations Led to a Bank Sale

Bank Insights June 2016

  • Stress Testing and Vintage Analysis are Key to Managing CRE Concentration Issues
  • How Banks Can Get Ready for CECL
  • 10 Things Community Banks Should Think About After Brexit

Bank Insights May 2016

  • Earners and Burners: An M&A Analysis of the 2016 Community Bank Market
  • Webinar: How to Manage CRE Concentrations

Bank Insights April 2016

  • Why Banks Need to Know About Negative Interest Rates and Deflation
  • Don’t Be a Rubber Stamp, FDIC Tells Boards in Special Corporate Governance Report
  • View from the Sidelines: A Retired Bank Exec Shares Insights about the Economy, Regulation and the Future of Community Banks

Bank Insights March 2016

  • Overcoming M&A Obstacles: A Q&A on Common Problems in the Community Bank Market

Bank Insights February 2016

  • What Regional and Community Banks Can Glean from CCAR/DFAST 2016 Scenarios
  • Why Community Banks Need ‘Large Bank’ M&A Tools to Gain a Competitive Edge

Bank Insights January 2016

  • Regulators to Banks: CRE Lending May Lead to More Required Capital
  • How Forward-Looking Risk Analytics Became an Essential Community Bank Tool
  • Regulators Outline Risk Management Practices of Successful Banks

Bank Insights 2016: A Regulatory Outlook

  • Intro
  • CFPB and Compliance Issues
  • Current Expected Credit Loss (CECL)
  • Credit Risk and Asset Quality
  • Cybersecurity
  • Earnings and Liquidity
  • Exams and Enforcement
  • Interest Rate Risk
  • Management and Board Issues
  • Strategic and Capital Planning
  • Forward-Looking Risk Analytics
  • Mergers and Acquisitions

Bank Insights December 2015

— A BANK INSIGHTS SPECIAL REPORT —

Anatomy of an M&A Deal: How New Analytics Reveal Hidden Aspects of KeyCorp’s First Niagara Acquisition

Bank Insights October 2015

  • Three Ways CEOs Should Adjust Their Strategic Thinking in the CECL-Era
  • CECL Will Focus on Forward-Looking Forecasts
  • CECL's Road to Implementation and its Potential Effect on the Economy

Bank Insights September 2015

  • As Consolidation Looms, Once-Reluctant Banks Begin M&A Conversations
  • How New Analytics Determine M&A Valuation Based on the Acquiring Bank’s Financials
  • Five Lessons that Banks with M&A Aspirations Can Learn From Serial Acquirers

Bank Insights August 2015

  • M&A Economics: Navigating the Trade-off between EPS Accretion and TBV Dilution
  • Nine Ways a Stock Market Correction May Affect Community Banks
  • Strategic Planning Means Managing Tradeoff between Risk and Return: FDIC

Bank Insights July 2015

  • Caveat Emptor: Community Banking M&A in the Post-recession World
  • Why CEOs Must Pay Attention to Regulatory Capital Silos: A Strategic Planning Primer
  • Estimated Impact of FDIC Insurance Changes

Bank Insights June 2015

  • Regulatory Scrutiny Focuses on Inadequate Strategic Planning
  • Five Takeaways from the DoddFrank Stress Test Results

Bank Insights May 2015

  • Pre-Filing Make Sense in M&A Deals
  • As Cyber Threats Increase, Regulators Worry about Bank Readiness

Bank Insights April 2015

  • Spotting Issues in the Community Bank Boardroom: Five Emerging Trends in 2015
  • Changes to Call Reports and Capital Among Proposals to Reduce Regulatory Burden

Bank Insights March 2015

  • Anatomy of a Bank Deal: Why New Bank Analytics are Essential in M&A
  • Strategic Risk Emerges as Key Issue for Community Banks

Bank Insights February 2015

  • Regulators are Focusing on Community Bank Interest Rate Risk Assumptions
  • Why Strategic Planning is Key to Interest Rate Risk Management
  • Risk-Reward Vs. Risk -- A Key Distinction

Bank Insights January 2015

  • Finding and Keeping Community Bank Directors in the New Regulatory Environment
  • Building A Bank Board for Success
  • Regulators say Lack of Management Succession Planning is ‘Key Risk’
  • Despite Political Talk, Regulatory Capital Focus to Continue

Bank Insights 2015: Year in Review

End-of-year regulatory round-up and look ahead for 2015.

Bank Insights December 2014

  • What Community Banks Should Learn from the Fed’s CCAR 2015 Scenarios
  • Warning: Traditional Loan Review May Cause Banks Trouble in the Future
  • The “Catch 22” on Bank Capital

Bank Insights October 2014

  • Regulatory Focus on Strategic Planning Means New Analytics for Approval
  • Leading the Board of Directors through Effective Strategic Planning
  • Why Strategic Planning is So Important to Community Banks

Bank Insights September 2014

  • How Stress Testing Can Become a Bank’s Profit Center, Not a Cost Center
  • Stress Testing Gives Bank Board Confidence to Issue Dividend
  • Understanding the Tax Implications of Bank Mergers

Bank Insights August 2014

  • Five Essential Questions Boards Should Ask During the Strategic Planning Season

  • Q&A Session with Ex-FDIC Official and Banker on M&A, FDIC priorities and what to do to increase CAMELS scores.

Bank Insights July 2014

  • Lessons from a Community Bank Turnaround: Capital is King

  • Stress Testing Myths and Realities

  • How Stress Testing Strengthens CAMELS: A Client’s Perspective

Bank Insights June 2014

  • FDIC Wake-up Call: No More Regulatory Carve-Outs for Community Banks
  • Takeaways from the FDIC Speech
  • How to Get a Green Light on Your Future Plans

Bank Insights May 2014

  • How to Spot the Risks in Your Investment Portfolio
  • From Stress Testing to M&A, Financial Innovator Revamps Analytics

Bank Insights April 2014

  • Lessons from the Fed’s Stress Tests
  • Invictus Stress Test Analysis Shows Leverage Ratio Trouble for 10% of Banks
  • ALLL Impact Still Uncertain: Credit Loss Model Changes Debated

Bank Insights March 2014

  • How the Proposed Liquidity Rule for Large Banks Could Trickle Down to Community Banks

  • A Client’s Perspective: How Stress Testing Is Helping A Troubled Bank Look To The Future

Bank Insights February 2014

  • Using the Right M&A Analytics to Drive ROI
  • Ways to Use the Invictus Acquisition Gauge
  • Risk Assets and Loan Vintages Emerge as Key M&A Analytics

Bank Insights January 2014

  • Expect Interest Rate Risk Management Scrutiny from Examiners in 2014
  • How To Manage IRR In A Changing Economic Environment
  • Rising Interest Rates: Not Just a Liability-Side Risk

Bank Insights December 2013

  • What to Expect in 2014
  • Five Requirements for Effective Community Bank Stress Testing
  • The Importance of ‘Three-Dimensional’ Banking to Community Banks

Bank Insights November 2013

  • M&A Requires Patience, Proper Analytics
  • The New M&A Due Diligence Tool: Stress Test Your Targets
  • Invictus Capital Efficiency Radar

Bank Insights October 2013

  • Regulators Outline Best Practices for Capital Adequacy Planning
  • Five Knowledge Points for Boards
  • Risk Management Tools Tied to Better CAMELS Rating

Bank Insights September 2013

  • Between a Rock and a Regulator: How Troubled Community BanksShould Use Stress Testing
  • FDIC Spells Out Benefits of Community Bank Stress Testing

Bank Insights August 2013

  • Community Banks and Basel III: What to Know
  • How You Identify and Measure Risk Can Be Key to CAMELS

Bank Insights July 2013

  • FreeCapital™: The New Bank Metric You Should Know and Use
  • Stress Testing As an ‘Offensive Weapon'

Bank Insights June 2013

  • Getting Your Risk Officer from the Back Room to the Board Room
  • Stress Testing Without Loan Origination Detail Is ‘Absurd’
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