Forward-looking risk analytics for banks

Invictus Consulting Group® is the only financial consultant for banks that considers the impact of regulatory capital requirements in every analysis it performs. Our patent-pending forward-looking analytics allow you to tell regulators and investors how your capital will fare in your strategic plans – whether it’s organic growth, a merger or acquisition, or even a dividend payout. Our groundbreaking analytics facilitate individual and relative analysis of bank capital adequacy, pro forma performance, and calculations of a bank’s FreeCapital™.

Our unique stress testing processes:

  • Define how much capital your bank really needs.
  • Give you talking points to defend your capital levels and strategic plans.
  • Tell you how much your bank can grow.
  • Put the “A” back into ALCO management.
  • Allow you to assess the true value of an acquisition.
  • Compare your bank's loan profile, run-off and post-stress results to your peers, state or region.

We have pioneered methodologies that have changed how banks approach strategic planning, stress testing, asset loan management, and mergers and acquisitions. We deliver our groundbreaking bank analytics and strategic advisory services to the approximately 6,500 community banks in the U.S., as well as D&O insurers and regulators.

Recent Publications:

Bank Insights -- our newsletter with articles on strategic capital planning, stress testing and sector news.

Bank Insights Year in Review Handbook