Bank Insights
Our newsletter with guidance on bank trends and regulatory thinking.
Bank Insights June 2020
- COVID-19 Stress Testing: An Essential Tool to Guide Banks through the Crisis and Beyond
- CEOs Need to Start Prepping for the Worst-Case Scenario
- How One Bank Uses Invictus Stress Tests
- COVID-19 and Your ALLL: Now What?
- Bankers Should Focus on Five Loan Characteristics to Assess Risk from COVID-19 Economy
- Why Banks Need to Get Ahead of the COVID-19 Economy
- When the Hypothetical is Now: The Importance of Pandemic Stress Testing
- Frequently Asked Questions about Invictus COVID-19 Stress Testing
- The Shortfalls of Loan-Level CRE Stress Testing in a COVID-19 World
Bank Insights September 2019
- Mergers of Equals: Rare Deals Could Help Community Banks Solve Problems
- Three Banks into One
- MOE Tips from CEOs: Culture, Excitement and Details Matter to Get the Deal Done
- Unconventional M&A: What Makes MOEs Unique—and How to Avoid Their Pitfalls
- M&A Red Flag — Beware of Dependence on Auctions
- Read Between the Lines September 2019
Bank Insights May 2019
- Unconventional M&A — Why it Makes Sense to Do a Deal Amid Depressed Bank Stock Prices
- Deposit Dilemma — A Playbook for Using M&A as a Proactive Tool to Solve Funding Issues
- Read Between the Lines
Bank Insights January/February 2019
- Rising Rates — The Calm Before the Storm
- Capital Planning — Why Opting into the Community Bank Leverage Ratio Shouldn’t be Automatic
- View from an Expert
- Read Between the Lines
Bank Insights August/September 2018
- Deposit Dilemma – Using an Unconventional M&A Strategy to Boost Deposits
- QE Reversal – Danger Ahead: How Unwinding QE Could Exacerbate Community Bank Deposit Issue
- Read Between the Lines
Bank Insights June/July 2018
- EXAM TRENDS: Concentration Risk Management an Exam Focus
- CECL ISSUES: Unpacking the CECL Data Challenge
- How the New CRE Focus Emerged
- National Map of CRE Thresholds
- Read Between the Lines
Bank Insights April/May 2018
- CECL Trends: The Biggest CECL Mistake Most Banks will Make — and How to Avoid It
- Regulations: Disruptive Thinking: Is the Community Bank Leverage Ratio Fool’s Gold?
- Exclusive Study: Banks Don’t Need More Than 8 Percent Capital Leverage Ratios
- Read Between the Lines – 10 Percent Capital Should Be the Norm: Hoenig
Bank Insights February/March 2018
- The Strategic Case for M&A – Why Hidden Trends Mandate a New Approach for CEOs and Board
- Read Between the Lines
Bank Insights January/February 2017
- CECL Myths and Realities: Why Small Banks May Benefit from the New Accounting Standard
- What Community Banks Need to do to Prepare for CECL
- The Latest Regulatory Guidance on CECL
- Read Between the Lines – While Under Fire, CFPB Wins Key Court Ruling
Bank Insights October/November 2016
- The M&A Analytical Primer: Notes for the Intelligent Acquirer, Part Two: The Loan Portfolio
- Why a Compliance Mindset is Hurting Community Banks
- Read Between the Lines
Bank Insights September 2016
- Special Report: An M&A Analytical Primer: How to Solve Community Bank Problems When Organic Growth is Not the Answer
- Read Between the Lines
Bank Insights August 2016
- Looming Problems Portend Hard Times Ahead for Community Banks
- Regulatory Write-ups Point to Emerging Risks in Community Banking
- Read Between the Lines
Bank Insights July 2016
- Insufficient Stress Testing Leads to Increased CRE Concentration Risk Management Warnings
- How Technology is Changing Bank Analytics
- Between the Lines
Bank Insights June 2016
- Stress Testing and Vintage Analysis are Key to Managing CRE Concentration Issues
- How Banks Can Get Ready for CECL
- 10 Things Community Banks Should Think About After Brexit
- Read Between the Lines
Bank Insights May 2016
- Earners and Burners: An M&A Analysis of the 2016 Community Bank Market
- Webinar: How to Manage CRE Concentrations
Bank Insights April 2016
- Why Banks Need to Know About Negative Interest Rates and Deflation
- Don’t Be a Rubber Stamp, FDIC Tells Boards in Special Corporate Governance Report
- View from the Sidelines: A Retired Bank Exec Shares Insights about the Economy, Regulation and the Future of Community Banks
Bank Insights March 2016
- Overcoming M&A Obstacles: A Q&A on Common Problems in the Community Bank Market
- Read Between the Lines
Bank Insights February 2016
- What Regional and Community Banks Can Glean from CCAR/DFAST 2016 Scenarios
- Why Community Banks Need ‘Large Bank’ M&A Tools to Gain a Competitive Edge
- Read Between the Lines
Bank Insights January 2016
- Regulators to Banks: CRE Lending May Lead to More Required Capital
- How Forward-Looking Risk Analytics Became an Essential Community Bank Tool
- Regulators Outline Risk Management Practices of Successful Banks
- Read Between the Lines
Bank Insights December 2015
A BANK INSIGHTS SPECIAL REPORT
- Anatomy of an M&A Deal: How New Analytics Reveal Hidden Aspects of KeyCorp’s First Niagara Acquisition
Bank Insights October 2015
- Three Ways CEOs Should Adjust Their Strategic Thinking in the CECL-Era
- CECL Will Focus on Forward-Looking Forecasts
- CECL’s Road to Implementation and its Potential Effect on the Economy
Bank Insights September 2015
- As Consolidation Looms, Once-Reluctant Banks Begin M&A Conversations
- How New Analytics Determine M&A Valuation Based on the Acquiring Bank’s Financials
- Five Lessons that Banks with M&A Aspirations Can Learn From Serial Acquirers
Bank Insights August 2015
- M&A Economics: Navigating the Trade-off between EPS Accretion and TBV Dilution
- Nine Ways a Stock Market Correction May Affect Community Banks
- Strategic Planning Means Managing Tradeoff between Risk and Return: FDIC
Bank Insights July 2015
- Caveat Emptor: Community Banking M&A in the Post-recession World
- Why CEOs Must Pay Attention to Regulatory Capital Silos: A Strategic Planning Primer
- Estimated Impact of FDIC Insurance Changes
Bank Insights June 2015
- Regulatory Scrutiny Focuses on Inadequate Strategic Planning
- Five Takeaways from the DoddFrank Stress Test Results
Bank Insights May 2015
- Pre-Filing Make Sense in M&A Deals
- As Cyber Threats Increase, Regulators Worry about Bank Readiness
Bank Insights April 2015
- Spotting Issues in the Community Bank Boardroom: Five Emerging Trends in 2015
- Changes to Call Reports and Capital Among Proposals to Reduce Regulatory Burden
- Read Between the Lines
Bank Insights March 2015
- Anatomy of a Bank Deal: Why New Bank Analytics are Essential in M&A
- Strategic Risk Emerges as Key Issue for Community Banks
- Read Between the Lines
Bank Insights February 2015
- Regulators are Focusing on Community Bank Interest Rate Risk Assumptions
- Why Strategic Planning is Key to Interest Rate Risk Management
- Risk-Reward vs. Risk — A Key Distinction
- Read Between the Lines
Bank Insights January 2015
- Finding and Keeping Community Bank Directors in the New Regulatory Environment
- Building A Bank Board for Success
- Regulators say Lack of Management Succession Planning is ‘Key Risk’
- Despite Political Talk, Regulatory Capital Focus to Continue
- Read Between the Lines
Bank Insights 2015: Year in Review
- End-of-year regulatory round-up and look ahead for 2015.
Bank Insights December 2014
- What Community Banks Should Learn from the Fed’s CCAR 2015 Scenarios
- Warning: Traditional Loan Review May Cause Banks Trouble in the Future
- The “Catch 22” on Bank Capital.
Bank Insights October 2014
- Regulatory Focus on Strategic Planning Means New Analytics for Approval
- Leading the Board of Directors through Effective Strategic Planning
- Why Strategic Planning is So Important to Community Banks
Bank Insights September 2014
- How Stress Testing Can Become a Bank’s Profit Center, Not a Cost Center
- Stress Testing Gives Bank Board Confidence to Issue Dividend
- Understanding the Tax Implications of Bank Mergers
Bank Insights August 2014
- Five Essential Questions Boards Should Ask During the Strategic Planning Season
- Q&A Session with Ex-FDIC Official and Banker on M&A, FDIC priorities and what to do to increase CAMELS scores.
Bank Insights July 2014
- Lessons from a Community Bank Turnaround: Capital is King
- Stress Testing Myths and Realities
- How Stress Testing Strengthens CAMELS: A Client’s Perspective
Bank Insights June 2014
- FDIC Wake-up Call: No More Regulatory Carve-Outs for Community Banks
- Takeaways from the FDIC Speech
- How to Get a Green Light on Your Future Plans
Bank Insights May 2014
- How to Spot the Risks in Your Investment Portfolio
- From Stress Testing to M&A, Financial Innovator Revamps Analytics
Bank Insights April 2014
- Lessons from the Fed’s Stress Tests
- Invictus Stress Test Analysis Shows Leverage Ratio Trouble for 10% of Banks
- ALLL Impact Still Uncertain: Credit Loss Model Changes Debated
Bank Insights March 2014
- How the Proposed Liquidity Rule for Large Banks Could Trickle Down to Community Banks
- A Client’s Perspective: How Stress Testing Is Helping A Troubled Bank Look To The Future
Bank Insights February 2014
- Using the Right M&A Analytics to Drive ROI
- Ways to Use the Invictus Acquisition Gauge
- Risk Assets and Loan Vintages Emerge as Key M&A Analytics
Bank Insights February 2014
- Expect Interest Rate Risk Management Scrutiny from Examiners in 2014
- How To Manage IRR In A Changing Economic Environment
- Rising Interest Rates: Not Just a Liability-Side Risk
Bank Insights 2014: Year in Review
- End-of-year regulatory round-up and look ahead for 2015.
Bank Insights December 2013
- What to Expect in 2014
- Five Requirements for Effective Community Bank Stress Testing
- The Importance of ‘Three-Dimensional’ Banking to Community Banks
Bank Insights November 2013
- M&A Requires Patience, Proper Analytics
- The New M&A Due Diligence Tool: Stress Test Your Targets
- Invictus Capital Efficiency Radar
Bank Insights October 2013
- Regulators Outline Best Practices for Capital Adequacy Planning
- Five Knowledge Points for Boards
- Risk Management Tools Tied to Better CAMELS Rating
Bank Insights September 2013
- Between a Rock and a Regulator: How Troubled Community Banks Should Use Stress Testing
- FDIC Spells Out Benefits of Community Bank Stress Testing
Bank Insights August 2013
- Community Banks and Basel III: What to Know
- How You Identify and Measure Risk Can Be Key to CAMELS
Bank Insights July 2013
- FreeCapital™: The New Bank Metric You Should Know and Use
- Stress Testing As an ‘Offensive Weapon’
Bank Insights June 2013
- Getting Your Risk Officer from the Back Room to the Board Room
- Stress Testing Without Loan Origination Detail Is ‘Absurd’