Adam Mustafa is a co-founder of the Invictus Group. He has overseen the design and implementation of fully-customized capital stress testing, capital management, CECL, and strategic planning systems. He has also advised acquisitive and high growth banks, banks under enforcement actions, and de novos. Prior to joining Invictus, he had senior-level experience as a banker, financial services consultant and corporate CFO, working at companies such as Secure Symbology Inc., BlueStone Capital and Deloitte and Touche. He is frequently invited to speak on regulatory panels about CECL, CRE concentration risk management and M&A. He has a BA from Syracuse University and an MBA from Georgetown University.

Malcolm Clark has more than 25 years of experience in financial markets and technology. After developing technology for Morgan Stanley’s New York and international repo desks, he became a repo trader in London. At Credit Suisse First Boston, he ran the front office technology group in the Pacific region in Tokyo, and then moved to fixed-income research where he was a market strategist for the Japanese, Australian and New Zealand markets. He later took a stake in Anvil Software, a global fintech firm. He led sales, marketing and product strategy, overseeing international growth and the eventual company sale. Mr. Clark has a degree in economics from the Massachusetts Institute of Technology.

George Dean Callas has more than 30 years of experience in the financial markets industry, developing infrastructures in trading, sales, marketing and funding. He was Director of Trading at BZW Securities (the predecessor of Barclays Capital, the investment banking arm of Barclays PLC), Managing Director at Hill Farber and Co., and was a Senior Vice-President for Lehman Brothers. Mr. Callas received a BA in accounting from the College of William and Mary. Mr. Callas has his Series 7 Registered Representative and Series 66 and is a member of the Hellenic American Bankers Association. He is a member of the New Jersey Bankers Association’s ERM and Conference Committees, the Financial Managers Society’s Strategic Issues Council and the Western Independent Bankers Association’s Advisory Council.

Chet Gibson brings a wealth of experience and expertise in multiple disciplines, including the perspective of CEO of a manufacturing company and that of managing director of a consulting and venture capital investment firm. He has held multiple executive posts in both financial and traditional firms. His broad base of executive level experience and expertise encompasses business development, strategic planning, operations management, marketing & sales, product development and process re-engineering. Mr. Gibson holds a Bachelor’s degree from Randolph-Macon College and a Master’s degree from the College of William and Mary.

Leonard DeRoma began his career at Citibank in corporate finance. He then spent the next 20 years in senior positions in fixed-income trading at Lehman Brothers, Barclays Capital, and Keybank, managing large components of their domestic and foreign fixed-income trading, sales, and underwriting, and foreign exchange businesses. As the President of Barclays U.S. securities business, he was senior advisor to the U.S. ALCO committee and chaired the U.S. Credit and Risk Management Committee. He later helped found Wildwood Capital LLC and Invictus. He has served on the Public Securities Association and the Bond Market Association. Mr. DeRoma has a BS in electrical engineering from the Massachusetts Institute of Technology and an MBA from the Harvard Business School.