Adam Mustafa is a co-founder of the Invictus Group. He has overseen the design and implementation of fully-customized capital stress testing, capital management, CECL, and strategic planning systems. He has also advised acquisitive and high growth banks, banks under enforcement actions, and de novos. Prior to joining Invictus, he had senior-level experience as a banker, financial services consultant and corporate CFO, working at companies such as Secure Symbology Inc., BlueStone Capital and Deloitte and Touche. He is frequently invited to speak on regulatory panels about CECL, CRE concentration risk management and M&A. He has a BA from Syracuse University and an MBA from Georgetown University.

Malcolm Clark has more than 25 years of experience in financial markets and technology. After developing technology for Morgan Stanley’s New York and international repo desks, he became a repo trader in London. At Credit Suisse First Boston, he ran the front office technology group in the Pacific region in Tokyo, and then moved to fixed-income research where he was a market strategist for the Japanese, Australian and New Zealand markets. He later took a stake in Anvil Software, a global fintech firm. He led sales, marketing and product strategy, overseeing international growth and the eventual company sale. Mr. Clark has a degree in economics from the Massachusetts Institute of Technology.

Leonard DeRoma began his career at Citibank in corporate finance. He then spent the next 20 years in senior positions in fixed-income trading at Lehman Brothers, Barclays Capital, and Keybank, managing large components of their domestic and foreign fixed-income trading, sales, and underwriting, and foreign exchange businesses. As the President of Barclays U.S. securities business, he was senior advisor to the U.S. ALCO committee and chaired the U.S. Credit and Risk Management Committee. He later helped found Wildwood Capital LLC and Invictus. He has served on the Public Securities Association and the Bond Market Association. Mr. DeRoma has a BS in electrical engineering from the Massachusetts Institute of Technology and an MBA from the Harvard Business School.